Home Loans Glendale

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Mortgage Capital Associates, Inc.
Call now (888) 815-9951
Nationwide Direct Lender

Mortgage Rate & Closing Cost inquiry

Home Loans for Glendale California

Home Buying or Refinancing

Are you a Glendale area home owner or home buyer looking for:

  • lower monthly payments?
  • a streamlined refinance?
  • fast home loan approval?
  • an experienced mortgage lender you can trust?
Get Lower Rates Now!

MCA offers mortgage products for Glendale area properties with loan amounts up to $2 million. We promise fast decisions, industry best rates and loans that close without any surprises. Speak with one of our home loan specialist today at (888) 815-9951.


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Loan Disclosures & Assumptions

CONFORMING LOAN

“Conforming loan rate mortgage to refinance an owner occupied, one-unit, single family dwelling for a loan of $165,000 to $417,000 ($165,000 to $625,500 in Alaska and Hawaii) that is to be made to a consumer with average income, a credit guide score of 650-719 and no other relationship to the institution offering the loan. The loan is based on a 20% down payment, a 30-60 day lock (that begins no later than the approval of the loan) and 0 to 2 cumulative discount and original points (original points also include a broker’s fee that is charged as a percent of the loan amount). Annual Percentage Rates (APR) include all prepaid finance charges that can be amortized over the life of the loan under the Truth-in-Lending Act. Quotes are for “no cash-out” loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization. Rates are good as of the survey date but may change without notice. The rate, terms, pre-paid finance charges and APR may vary based on a number of factors including, but not limited to, the creditworthiness of the applicant(s), condo or townhouse structure, loan amount and geographic location of the property.”

JUMBO LOAN

“Based on a jumbo loan rate mortgage to purchase or rate and term refinance an owner occupied, one-unit, single family dwelling for a loan of $417,001 to $1,000,000 ($625,501 to $1,000,000 in Alaska and Hawaii) that is to be made to a consumer with average income, a credit guide score of 650-719 and no other relationship to the institution offering the loan. The loan is based on a 20% down payment, a 30-60 day lock (that begins no later than the approval of the loan) and 0 to 2 cumulative discount and original points (original points also include a broker’s fee that is charged as a percent of the loan amount). Annual Percentage Rates (APR) include all prepaid finance charges that can be amortized over the life of the loan under the Truth-in-Lending Act. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization. Rates are good as of the survey date but may change without notice. The rate, terms, pre-paid finance charges and APR may vary based on a number of factors including, but not limited to, the creditworthiness of the applicant(s), condo or townhouse structure, loan amount and geographic location of the property.”

*Annual Percentage Rate (APR) is based on loan amount of $300,000 for conforming loans and loan amount of $800,000 for jumbo loans. APR also assumes 15 days of prepaid interest.

Rates are subject to change without notice due to market conditions. Rates are subject to underwriting approval. Not all applicants will qualify. Geographic restrictions may apply. Terms and conditions apply.

Remember that we do not have all your information to give an accurate quote. Rates and fees are based on your actual situation. MCA offers a wide variety of loan options and you may still qualify for a loan even if your situation doesn’t match our assumptions. To get a personalized rate quote, please call (888) 815-9951 and talk to one of our loan specialists.